*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
:root {
  --navy: #0b3d6b;
  --blue: #2e86c1;
  --teal: #1a6b8a;
  --accent: #17a589;
  --light: #f4f8fc;
  --white: #ffffff;
  --gray: #6b7280;
  --dark: #1a1a2e;
  --border: #dde4ef;
}
html { scroll-behavior: smooth; }
body { font-family: 'Inter', sans-serif; color: var(--dark); background: var(--white); line-height: 1.6; }

/* TOPBAR */
.topbar { background: var(--navy); color: rgba(255,255,255,0.8); font-size: 13px; padding: 8px 0; }
.topbar .inner { max-width: 1200px; margin: 0 auto; padding: 0 24px; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 8px; }
.topbar a { color: rgba(255,255,255,0.8); text-decoration: none; }
.topbar a:hover { color: #fff; }
.topbar-contact { display: flex; gap: 20px; flex-wrap: wrap; }
.topbar-social { display: flex; gap: 10px; }
.topbar-social a { font-size: 13px; opacity: 0.7; }
.topbar-social a:hover { opacity: 1; }

/* HEADER */
header { background: var(--white); border-bottom: 1px solid var(--border); position: sticky; top: 0; z-index: 100; box-shadow: 0 1px 8px rgba(0,0,0,0.07); }
.header-inner { max-width: 1200px; margin: 0 auto; padding: 0 24px; display: flex; align-items: center; justify-content: space-between; height: 76px; }
.logo { display: flex; align-items: center; text-decoration: none; }
.logo img { height: 60px; width: auto; object-fit: contain; }
nav { display: flex; align-items: center; gap: 2px; }
.nav-item { position: relative; }
.nav-item > a { display: block; padding: 8px 13px; font-size: 14px; font-weight: 500; color: var(--dark); text-decoration: none; border-radius: 6px; transition: background 0.15s, color 0.15s; white-space: nowrap; }
.nav-item > a:hover, .nav-item > a.active { background: var(--light); color: var(--blue); }
.nav-item > a .arrow { font-size: 10px; margin-left: 3px; opacity: 0.5; }
.dropdown { display: none; position: absolute; top: 100%; left: 0; background: var(--white); border: 1px solid var(--border); border-radius: 10px; box-shadow: 0 8px 32px rgba(0,0,0,0.15); min-width: 220px; overflow: visible; z-index: 9999; padding: 6px 0; }
.nav-item { position: relative; }
.nav-item:hover .dropdown { display: block; }
.dropdown a { display: block; padding: 10px 16px; font-size: 14px; color: var(--dark); text-decoration: none; transition: background 0.12s; position: relative; z-index: 9999; }
.dropdown a:hover { background: var(--light); color: var(--blue); }
.nav-cta { margin-left: 10px; background: var(--blue) !important; color: white !important; padding: 9px 18px !important; border-radius: 8px !important; font-weight: 600 !important; }
.nav-cta:hover { background: var(--navy) !important; }
.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 8px; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--dark); border-radius: 2px; }

/* PAGE HERO */
.page-hero { background: linear-gradient(135deg, var(--navy) 0%, var(--teal) 100%); color: white; padding: 60px 24px; text-align: center; }
.page-hero h1 { font-size: clamp(28px, 4vw, 48px); font-weight: 700; margin-bottom: 12px; letter-spacing: -0.5px; }
.page-hero p { font-size: 17px; color: rgba(255,255,255,0.8); max-width: 600px; margin: 0 auto; }
.breadcrumb { font-size: 13px; color: rgba(255,255,255,0.6); margin-bottom: 16px; }
.breadcrumb a { color: rgba(255,255,255,0.7); text-decoration: none; }
.breadcrumb a:hover { color: white; }

/* SECTIONS */
.section { padding: 72px 24px; }
.section-inner { max-width: 1200px; margin: 0 auto; }
.section-label { font-size: 12px; font-weight: 600; letter-spacing: 1.5px; text-transform: uppercase; color: var(--accent); margin-bottom: 10px; }
.section-title { font-size: clamp(26px, 3vw, 38px); font-weight: 700; color: var(--navy); line-height: 1.15; margin-bottom: 14px; }
.section-sub { font-size: 16px; color: var(--gray); max-width: 640px; line-height: 1.7; margin-bottom: 44px; }
.section-alt { background: var(--light); }

/* CARDS */
.cards-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); gap: 22px; }
.card { background: var(--white); border: 1px solid var(--border); border-radius: 16px; padding: 28px; transition: box-shadow 0.2s, transform 0.2s, border-color 0.2s; position: relative; overflow: hidden; }
.card::before { content: ''; position: absolute; top: 0; left: 0; width: 100%; height: 3px; background: linear-gradient(90deg, var(--blue), var(--accent)); opacity: 0; transition: opacity 0.2s; }
.card:hover { box-shadow: 0 12px 40px rgba(17,85,163,0.12); transform: translateY(-3px); border-color: var(--blue); }
.card:hover::before { opacity: 1; }
.card-icon { width: 50px; height: 50px; border-radius: 12px; background: var(--light); display: flex; align-items: center; justify-content: center; font-size: 24px; margin-bottom: 16px; }
.card h3 { font-size: 18px; font-weight: 600; color: var(--navy); margin-bottom: 10px; }
.card p { font-size: 14px; color: var(--gray); line-height: 1.65; }
.card .learn-more { display: inline-flex; align-items: center; gap: 6px; margin-top: 16px; font-size: 13px; font-weight: 600; color: var(--blue); text-decoration: none; }

/* CHECKLIST */
.checklist { list-style: none; display: flex; flex-direction: column; gap: 12px; margin-bottom: 28px; }
.checklist li { display: flex; align-items: flex-start; gap: 12px; font-size: 15px; }
.checklist li::before { content: '✓'; display: inline-flex; align-items: center; justify-content: center; width: 22px; height: 22px; border-radius: 6px; background: rgba(23,165,137,0.12); color: var(--accent); font-size: 13px; font-weight: 700; flex-shrink: 0; margin-top: 1px; }

/* TRUST BAR */
.trust-bar { background: var(--white); border-bottom: 1px solid var(--border); padding: 18px 24px; }
.trust-bar-inner { max-width: 1200px; margin: 0 auto; display: flex; align-items: center; justify-content: center; gap: 36px; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 8px; font-size: 14px; font-weight: 500; color: var(--navy); }
.trust-item .check { color: var(--accent); }

/* BUTTONS */
.btn-primary { background: var(--blue); color: white; padding: 13px 26px; border-radius: 8px; font-size: 15px; font-weight: 600; text-decoration: none; display: inline-block; transition: background 0.15s; }
.btn-primary:hover { background: var(--navy); }
.btn-outline { border: 2px solid var(--blue); color: var(--blue); padding: 11px 26px; border-radius: 8px; font-size: 15px; font-weight: 500; text-decoration: none; display: inline-block; transition: all 0.15s; }
.btn-outline:hover { background: var(--blue); color: white; }

/* TWO COL */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.two-col.reverse { direction: rtl; }
.two-col.reverse > * { direction: ltr; }

/* INFO BOX */
.info-box { background: linear-gradient(135deg, var(--navy), var(--teal)); border-radius: 20px; padding: 40px; color: white; }
.info-box h3 { font-size: 22px; font-weight: 700; margin-bottom: 16px; }
.info-box p { font-size: 15px; color: rgba(255,255,255,0.8); line-height: 1.7; margin-bottom: 16px; }
.info-stat { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 24px; }
.stat-item { background: rgba(255,255,255,0.1); border-radius: 12px; padding: 18px; text-align: center; }
.stat-item .n { font-size: 28px; font-weight: 700; color: #4ecdc4; }
.stat-item .l { font-size: 12px; color: rgba(255,255,255,0.7); margin-top: 4px; }

/* HIGHLIGHT BOXES */
.highlight-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); gap: 18px; }
.highlight-box { background: var(--white); border: 1px solid var(--border); border-radius: 14px; padding: 24px 20px; text-align: center; }
.highlight-box .icon { font-size: 32px; margin-bottom: 12px; display: block; }
.highlight-box h4 { font-size: 15px; font-weight: 600; color: var(--navy); margin-bottom: 6px; }
.highlight-box p { font-size: 13px; color: var(--gray); line-height: 1.5; }

/* CTA BANNER */
.cta-banner { background: linear-gradient(135deg, var(--navy), var(--teal)); color: white; padding: 60px 24px; text-align: center; }
.cta-banner h2 { font-size: clamp(24px, 3vw, 36px); font-weight: 700; margin-bottom: 14px; }
.cta-banner p { font-size: 16px; color: rgba(255,255,255,0.8); margin-bottom: 28px; max-width: 500px; margin-left: auto; margin-right: auto; }
.cta-banner .btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
.btn-white { background: white; color: var(--navy); padding: 13px 26px; border-radius: 8px; font-size: 15px; font-weight: 600; text-decoration: none; display: inline-block; transition: background 0.15s; }
.btn-white:hover { background: #e8f1fa; }
.btn-ghost { border: 2px solid rgba(255,255,255,0.5); color: white; padding: 11px 26px; border-radius: 8px; font-size: 15px; font-weight: 500; text-decoration: none; display: inline-block; }
.btn-ghost:hover { border-color: white; background: rgba(255,255,255,0.1); }

/* CONTACT FORM */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; }
.form-card { background: var(--light); border: 1px solid var(--border); border-radius: 20px; padding: 36px; }
.form-card h3 { font-size: 22px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.form-card p { font-size: 14px; color: var(--gray); margin-bottom: 24px; }
.form-group { margin-bottom: 16px; }
.form-group label { display: block; font-size: 13px; font-weight: 500; color: var(--navy); margin-bottom: 6px; }
.form-group input, .form-group select, .form-group textarea { width: 100%; padding: 11px 14px; border: 1px solid var(--border); border-radius: 8px; background: var(--white); font-size: 14px; color: var(--dark); font-family: inherit; outline: none; transition: border-color 0.15s; }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(46,134,193,0.1); }
.form-group textarea { resize: vertical; min-height: 100px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.submit-btn { width: 100%; padding: 14px; background: var(--blue); color: white; border: none; border-radius: 8px; font-size: 15px; font-weight: 600; cursor: pointer; font-family: inherit; transition: background 0.15s; }
.submit-btn:hover { background: var(--navy); }
.contact-detail { display: flex; gap: 14px; align-items: flex-start; margin-bottom: 20px; }
.contact-detail .icon-box { width: 44px; height: 44px; border-radius: 10px; background: var(--light); display: flex; align-items: center; justify-content: center; font-size: 20px; flex-shrink: 0; border: 1px solid var(--border); }
.contact-detail strong { display: block; font-size: 14px; color: var(--navy); font-weight: 600; }
.contact-detail span, .contact-detail a { font-size: 14px; color: var(--gray); text-decoration: none; }
.contact-detail a:hover { color: var(--blue); }

/* FOOTER */
footer { background: var(--navy); color: rgba(255,255,255,0.75); }
.footer-inner { max-width: 1200px; margin: 0 auto; padding: 56px 24px 28px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 36px; margin-bottom: 44px; }
.footer-brand img { height: 50px; width: auto; margin-bottom: 14px; background: white; padding: 6px 14px; border-radius: 8px; display: inline-block; }
.footer-brand p { font-size: 14px; line-height: 1.7; color: rgba(255,255,255,0.6); margin-bottom: 18px; }
.footer-social { display: flex; gap: 8px; }
.footer-social a { width: 34px; height: 34px; border-radius: 8px; background: rgba(255,255,255,0.08); display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,0.7); text-decoration: none; font-size: 13px; transition: background 0.15s; }
.footer-social a:hover { background: rgba(255,255,255,0.15); color: white; }
.footer-col h4 { font-size: 12px; font-weight: 600; color: white; letter-spacing: 0.5px; text-transform: uppercase; margin-bottom: 14px; }
.footer-col a { display: block; font-size: 14px; color: rgba(255,255,255,0.6); text-decoration: none; margin-bottom: 8px; transition: color 0.12s; }
.footer-col a:hover { color: rgba(255,255,255,0.95); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 22px; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 10px; }
.footer-bottom p { font-size: 13px; color: rgba(255,255,255,0.4); }

/* MOBILE NAV */
#mobile-nav { display: none; position: fixed; top: 0; left: 0; right: 0; bottom: 0; background: var(--white); z-index: 300; padding: 24px; overflow-y: auto; }
#mobile-nav.open { display: block; }
.mobile-nav-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 28px; }
.mobile-close { font-size: 28px; cursor: pointer; background: none; border: none; color: var(--dark); }
.mobile-links a { display: block; padding: 13px 0; font-size: 16px; font-weight: 500; color: var(--dark); text-decoration: none; border-bottom: 1px solid var(--border); }
.mobile-links a:hover { color: var(--blue); }

/* RESPONSIVE */
@media (max-width: 900px) {
  .two-col, .contact-grid, .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .two-col.reverse { direction: ltr; }
  nav { display: none; }
  .hamburger { display: flex; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 600px) {
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .trust-bar-inner { gap: 14px; }
  .highlight-grid { grid-template-columns: 1fr 1fr; }
}